GIROPAY
The online payment method giropay was specially developed for e-commerce and is currently supported by more than 1,500 banks and savings banks. In total, more than 35 million online banking customers can use the process. This is noticeable in increasing sales because 70,000 new users decide to pay with giropay every month.
30,000 acceptance points and more than 900 retailers now have the process on offer and, as giropay is becoming increasingly known and popular, this payment process is a useful addition to your online shop. This payment method is also implemented easily and directly via the Novalnet plug-in.
What do you need as a Dealer?
Novalnet takes care of the technology and the formalities – i.e. the technical interface and the necessary acceptance contract so that the effort for you is as low as possible.
How does giropay work for the End Customer?
If a buyer chooses giropay, he will be forwarded to his bank via a secure connection during the ordering process. All data such as account number, intended use and invoice amount are already entered on the transfer form – so the usual transfer only needs to be confirmed. After successful payment, the buyer will be redirected back to your shop and will receive a corresponding confirmation.
The buyer only needs an account with a bank that supports giropay. These include Postbank, almost all savings banks, Volks- und Raiffeisenbanken, DKB, MLP-Bank, Merkur Bank, Cronbank, Bankhaus Ellwanger & Geiger, Bank Schilling & Co, CVW Privatbank AG, GLS -gemeinschaftbank, numerous PSD banks and other financial institutions .
Safety
By entering a PIN and TAN for legitimation, giropay becomes a secure and trustworthy method of payment for the customer and you as a merchant receive a payment guarantee (up to a maximum of € 10,000) so that you can send the ordered goods immediately.
Advantages
As a retailer, you receive a payment guarantee even with any problem customers. The advantage for customers: the goods are dispatched as quickly as possible. All of this increases customer satisfaction and confidence in your online shop!