Easily integrate a fully secure payment page into your checkout flow, offering a seamless buying experience for your customers.

Easy integration: Integrate with one line of code. Choose an option to show the payment form inline or as an overlay right on your checkout page, or redirect to our secure page.

One-click Payment: Tokenized payment data allows repeat customers to complete payments with just one click without reentering payment info each time they are on your cart, making payments easy for repeat customers.

Tokenization: Tokenizing user payment data helps in safe storage and reuse for one-click payments. Fully encrypted payment tokens are stored in a zero-compromise PCI DSS Level 1 environment with no parties having access to the actual payment info itself.

Make payment integration a breeze with Novalnet’s no cost instant payment plugins for 100+ e-commerce/ERP/CRM platforms.

Enterprise-grade Instant Integration: The plugins/add-ons are a significant value addition to your payment integration process, especially for businesses who use enterprise platforms from SAP, Salesforce, etc., effectively saving thousands of Euros in development costs.

Perfect for SMEs too: Plugins for e-commerce platforms like Magento, Woocommerce, etc., are a boon for SMEs who can integrate payment with little to no development effort.

Our AI-based fraud prevention systems, along with our fully-secure payment environment hosted in Germany, ensure that all transactions and customer data are 100% safe and secure.

AI-based fraud prevention: We secure your business proactively, stopping payment fraud and chargebacks before they damage your business’ integrity.

PCI DSS Level 1 Certified: End-to-end encrypted transactions are processed within a fully-secure PCI DSS Level 1 payment system, hosted exclusively in Germany.

Credit risk checks: Integrated B2B and B2C identity, credit risk and fraud prevention solutions function from a single platform. Global data availability ensures that our systems perform effortlessly worldwide.

Get paid on time, every time. Our payment guarantee protects you from chargebacks and return debits for SEPA Direct Debit, Credit Cards and Invoice Payments.

Simplify your e-commerce payment and accounting processes along with the added security, transparency, and accounts allocation capabilities of virtual IBANs.

Providers of cashback, bonus and loyalty programmes must be legally compliant in the area of payments. As a BaFin-licensed payment institution, Novalnet offers legally secure and compliant processing of all financial transactions for such business models.

Accept payments with a click, even with no webshop or POS. Create a link, share it and get paid instantly.

Create link: Use our dashboard to generate a custom payment link, with multiple options to get paid the way you want.

Share link: Share the link directly from the dashboard via email, instant messaging or social media. Neat short URLs make the process even more user-friendly.

Get paid securely: Your customer clicks on the link to complete the payment in a fully-secure page hosted by Novalnet, but customised to match your brand.

Collect online payments from customers without internet access – perfect for MOTO/Telesales. Customers follow easy voice instructions on a phone call to complete payment.

No internet required: Collect payments even when your customer has no internet access. All they need is a phone connection.

IVR technology: Our Interactive Voice Recognition system will guide your customers to punch in and authorise payment using any connected phone.

Fully secure: All transactions are encrypted and take place in a fully-secure, GDPR-compliant, PCI DSS Level 1 certified environment hosted in Germany.

Make sure your invoices stand out and project a brand image that fully aligns with your strategy and fosters trust. Our automated invoice feature helps you deliver invoices to your customers in multiple formats.

Fully customisable: Easily configure and automatically send all invoices customised to match your corporate identity, country, language and more, with support for 100+ data fields.

Prompt delivery: Automatically deliver invoices to your customers by email and, if you prefer, by post too.

Secure archive: Archive and retrieve your invoices in various formats using our secure, audit-ready storage system, designed to give you the peace of mind you deserve.

Novalnet makes it easy to manage your marketplace or affiliate system with fully-secure payments, automated payouts and commission calculations.

Secure payments: Accept payments via a fully-secure payment form with multi-vendor, multi-cart support, using country-specific payment methods your customers like.

Marketplace payments: Automate split payments to participating merchants and the marketplace owner by setting up payment rules and schedules using our easy-to-use dashboard. All payments are calculated and transferred directly to all parties from our escrow accounts.

Affiliate payments: Easily set up revenue share calculation rules in the dashboard to remove affiliate commission calculations’ pain. Then, commissions are calculated, and payments are transferred automatically from our escrow accounts.

Let your subscribers enjoy more of your services while we take care of the schedule and safety of subscription payments.

Secure payments: Accept payments in a fully-secure payment form supported by AI-based fraud management.

Automated payouts: After the first transaction, all payments are automated, strictly following the frequency and schedule you set up in the dashboard.

Intelligent calculations: Subscription information is stored in Novalnet’s PCI DSS Level 1 infrastructure, which saves you the hassle of having your own PCI compliance.

Novalnet’s automated debt collection system sends payment reminders and triggers debt collection processes with a high success rate to ensure money gets to where it belongs.

Fully automated: The entire dunning process, from payment reminders to legal debt collection, is fully automated, with no intervention required from you.

Payment reminders: Payment reminders are sent when a payment default is detected and the collection process is triggered when payment reminders are ignored.

Transparent processes: Our dashboard offers a clear status overview that helps you track the progress of dunning activities at every stage.

Novalnet’s automated receivables management system keeps your cash inflow optimal, and helps you keep a close watch on your receivables.

Improve cash inflow: Maintain a steady cash inflow with a clear picture of any blockages and a systematic record of all sales transactions.

Reduce bad debts: Keep close track of the payment schedule so that you can regularly follow up with your debtors and avoid risking bad debts caused by lack of funds.

Boost sales: Improve customer relationships by keeping track of your customers’ payment performance so that you can offer them incentives for steady payment history.

Keep track of every transaction, analyse trends and sync with your accounting software using Novalnet’s end-to-end analytics and reporting engine.

Analytics: Develop in-depth business insights using the extensive data available in your admin dashboard.

Automated reports: Forget accounting worries when you use our reporting tools to sync all transactions and their status with your accounting, CRM or ERP system in real-time.

Universal formats: Choose from a variety of formats and data fields to match your accounting system, including CSV, XML, SOAP, IDoc and MT940.

Our commitment extends beyond providing secure payment services for businesses; we also make sure your end-customers are fully supported and take care that any concerns they might have are addressed.

End-user portal: Your customers can access transaction details anytime using the 17-digit transaction number (TID), as seen on their card or bank statement, and the associated email.

Support hotline: End-users can call our support hotline +49 89 9230683-29 (Mon – Fri 9am – 4pm) and our support team will be happy to answer all payment-related concerns.

Email support: Your customers can also send an email to payment@novalnet.de with details of the transaction ID (TID) as seen on their card or bank statement.

Novalnet makes adding online payments to your business an effortless task. We offer you a choice of easy integration options, including many that can be implemented without developers and coding.

Instant shop plugins: Use one of our 100+ ready plugins to connect payment to your e-shop, CRM or ERP platform instantly.

Hosted payment page: Redirect customers to our fully-secure hosted payment page. They’ll be back on your website as soon as the payment is completed.

APIs and SDKs: We make life smooth for ecommerce developers with multiple API endpoints and SDKs for mobile and web. Our in-house development team is always on hand to help.