As digital transactions continue to power global commerce, safeguarding payment data has never been more critical. The Payment Card Industry Data Security Standard (PCI DSS) was established to set strict security guidelines for businesses that process, store, or transmit credit card information. Beyond being a regulatory obligation, PCI DSS compliance is essential for protecting sensitive […]

From phygital experiences blending physical and digital methods to AI-powered fraud prevention and blockchain integration, discover how these trends are reshaping the payment landscape. Learn about real-time transactions, collaborative ecosystems, and global accessibility that are set to define the industry.

The Single Euro Payments Area (SEPA) enables businesses and individuals to conduct seamless cross-border payments in euros. Established on February 1, 2014, SEPA harmonized payment standards across all European Economic Area (EEA) countries, simplifying and standardizing transactions within Europe. Currently, as of January 2025, 36 countries are part of the SEPA zone.

As AI continues to advance at a steady pace, it’s tempting to be drawn into the appeal of every new innovation that emerges. However, as we embrace the transformative potential of artificial intelligence, it’s essential to pause and ask ourselves: Are we staying real? By staying real, I mean staying authentic, purposeful, and aligned with […]

Novalnet is proud to announce the successful completion of the ESG certification process, achieving a Performance Index of B, valid until December 2, 2025. This certification reflects the company’s ongoing efforts to integrate sustainable practices into its operations, highlighting its focus on environmental responsibility, social impact, and ethical governance. It also marks an important step […]

At the recent Web Summit in Lisbon, Visa announced exciting new initiatives aimed at empowering creators to thrive as small business owners. In a landmark moment for the digital economy, Visa officially recognized creators as small businesses. From musicians to influencers, artists to online entrepreneurs, creators are revolutionizing the landscape of commerce—and Visa is here […]

The shift to contactless payments isn’t just a change in how we transact; it’s a revolution in consumer expectations, business strategy, and digital security. This movement has picked up tremendous momentum, creating waves that businesses of every size—particularly medium-to-large enterprises—simply can’t ignore. Here’s what this shift means for leaders who aim to stay competitive and […]

As businesses look for ways to adapt to a digital-first world, the method of payment remains one of the most crucial aspects to get right. Customers are more likely to make a purchase when they have a smooth, simple, and secure way to pay. For many businesses, offering payment options that cater to different customer […]

Real-time payment monitoring is redefining how businesses manage their cash flow, security, and customer interactions. For companies handling complex payment ecosystems, staying on top of each transaction is essential—not just for compliance or fraud prevention, but for making swift, confident business decisions. With an up-to-the-minute view of payments, your finance team can see precisely when […]

Subscription services have become integral to modern life, covering everything from streaming entertainment and software access to fitness programs and educational platforms. Many of these recurring payments are processed by intermediaries such as Novalnet, a leading payment service provider that facilitates transactions for a wide range of businesses. When it comes to managing or canceling […]

E-commerce businesses, particularly those operating across borders, face an ever-growing challenge: payment fraud. As the European digital payment ecosystem becomes more advanced, so do the methods used by fraudsters. For medium to large enterprises, fraud isn’t just an inconvenience—it poses serious risks to revenue and can damage a company’s reputation. This article outlines practical, actionable […]

The way customers interact with your payment process can make or break their overall perception of your brand. A seamless, transparent, and supportive payment experience isn’t just about completing a transaction—it’s a key touchpoint that can significantly influence customer satisfaction and loyalty. In today’s competitive environment, businesses that excel in this area differentiate themselves by […]