Fast, convenient, secure – payment by credit card online is a payment type popular worldwide. Due to the wide circulation and common usage it represents a trustworthy payment method to customers. Via Novalnet credit card payments are processed according to the PCI security standard optionally either with or without 3D secure process. Novalnet executes the competent processing of worldwide transactions by Mastercard, Visa, or American Express and cooperates with renowned global credit card acquiring partners for this purpose.
As a payment service provider we offer our vendors a simplified PCI DSS certification so that credit card payment can be offered not only by large online shops, but also by medium-sized or smaller merchants. We offer conducting the registration and validation with the acquirer for you. Our credit card partners currently charge a small monthly fee of some Euros. Novalnet itself does not charge any monthly fees for its e-payment services.
Technically the secure transmission of data was solved using iframes. This means that customers are not redirected during the ordering process, but can enter their data directly on the merchant’s website. The details are submitted directly to the secured servers of Novalnet via iframe. So you as a shop maintainer do not need to make an elaborate application for a security certificate or to get into contact with sensitive credit card data. As a payment service provider we have already taken the necessary precautions for this.