From phygital experiences blending physical and digital methods to AI-powered fraud prevention and blockchain integration, discover how these trends are reshaping the payment landscape. Learn about real-time transactions, collaborative ecosystems, and global accessibility that are set to define the industry.

The Single Euro Payments Area (SEPA) enables businesses and individuals to conduct seamless cross-border payments in euros. Established on February 1, 2014, SEPA harmonized payment standards across all European Economic Area (EEA) countries, simplifying and standardizing transactions within Europe. Currently, as of January 2025, 36 countries are part of the SEPA zone.

As AI continues to advance at a steady pace, it’s tempting to be drawn into the appeal of every new innovation that emerges. However, as we embrace the transformative potential of artificial intelligence, it’s essential to pause and ask ourselves: Are we staying real? By staying real, I mean staying authentic, purposeful, and aligned with […]

Novalnet is proud to announce the successful completion of the ESG certification process, achieving a Performance Index of B, valid until December 2, 2025. This certification reflects the company’s ongoing efforts to integrate sustainable practices into its operations, highlighting its focus on environmental responsibility, social impact, and ethical governance. It also marks an important step […]

At the recent Web Summit in Lisbon, Visa announced exciting new initiatives aimed at empowering creators to thrive as small business owners. In a landmark moment for the digital economy, Visa officially recognized creators as small businesses. From musicians to influencers, artists to online entrepreneurs, creators are revolutionizing the landscape of commerce—and Visa is here […]

The shift to contactless payments isn’t just a change in how we transact; it’s a revolution in consumer expectations, business strategy, and digital security. This movement has picked up tremendous momentum, creating waves that businesses of every size—particularly medium-to-large enterprises—simply can’t ignore. Here’s what this shift means for leaders who aim to stay competitive and […]

As businesses look for ways to adapt to a digital-first world, the method of payment remains one of the most crucial aspects to get right. Customers are more likely to make a purchase when they have a smooth, simple, and secure way to pay. For many businesses, offering payment options that cater to different customer […]

Subscription services have become integral to modern life, covering everything from streaming entertainment and software access to fitness programs and educational platforms. Many of these recurring payments are processed by intermediaries such as Novalnet, a leading payment service provider that facilitates transactions for a wide range of businesses. When it comes to managing or canceling […]

E-commerce businesses, particularly those operating across borders, face an ever-growing challenge: payment fraud. As the European digital payment ecosystem becomes more advanced, so do the methods used by fraudsters. For medium to large enterprises, fraud isn’t just an inconvenience—it poses serious risks to revenue and can damage a company’s reputation. This article outlines practical, actionable […]

The way customers interact with your payment process can make or break their overall perception of your brand. A seamless, transparent, and supportive payment experience isn’t just about completing a transaction—it’s a key touchpoint that can significantly influence customer satisfaction and loyalty. In today’s competitive environment, businesses that excel in this area differentiate themselves by […]

Explore the most frequently asked questions about payment gateways, processing, and providers in Europe. Whether you’re a business owner looking to understand payment security, fees, or the latest regulations like PSD2 and GDPR, this comprehensive FAQ guide covers everything you need to know. From online payments to mobile transactions, we help demystify the payment process […]

Cashflow reigns supreme in the high-stakes arena of today’s business world. The ability to maintain a healthy, predictable revenue stream is not just a financial goal—it’s the backbone of business growth, operational agility, and long-term stability. One powerful way to secure this is by leveraging guaranteed payments. But what exactly does this mean, and how […]