Bhutan, a Himalayan kingdom known for its stunning scenery and commitment to environmental conservation, has a relatively underdeveloped financial system. Cash remains the most prevalent mode of payment, but the country is starting to embrace digital payments and mobile banking. Bhutan’s payment system is characterized by a significant reliance on cash, particularly in rural areas and smaller businesses. Credit and debit card usage is increasing, mainly in urban areas and larger businesses. Mobile money services are emerging, reflecting the government’s efforts to promote financial inclusion and modernize the payment system. Online banking and electronic transfers are also developing, but challenges persist related to infrastructure development and varying levels of digital literacy.
Estimated Population
800,000
Currency
Bhutanese ngultrum (BTN)
All supported payment methods for Bhutan:
Google Pay, Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, PayPal, MaestroPopular payment methods
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
