Denmark boasts a highly digitalized payment landscape, with a strong preference for contactless payments and a rapidly growing adoption of mobile wallets. Cash usage is declining, particularly among younger generations. Denmark showcases a highly developed and largely cashless society, with a remarkably high rate of digital payment adoption. Credit and debit cards (primarily Visa and Mastercard) are ubiquitous, and contactless payments are the norm in most retail settings. Mobile payment solutions, including Apple Pay, Google Pay, and various domestic mobile wallets, are extensively utilized. Online banking is incredibly prevalent, and bank transfers are frequently used for both personal and business transactions. Cash is increasingly rare, used mostly for smaller transactions or by specific demographic groups. The strong digital infrastructure and high levels of digital literacy have propelled Denmark to the forefront of cashless societies globally. Government initiatives also support the ongoing development and security of the digital payment system. The focus on innovation and efficiency continuously pushes the boundaries of the Danish payment landscape.
Estimated Population
5.8 million
Currency
Danish krone (DKK)
All supported payment methods for Denmark:
SEPA Direct Debit, SEPA Credit, Apple Pay, Google Pay, PayPal, Trustly, Invoice Payment, Prepayment, Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, MaestroPopular payment methods
SEPA Direct Debit
Direct Debit
SEPA Direct Debit is a secure and convenient payment method for businesses operating within the European Union, allowing for automated payments from customers’ bank accounts.
SEPA Credit
SEPA Credit
SEPA Credit Transfer is a secure and efficient way for businesses to make payments within the European Union, streamlining cross-border transactions and simplifying international payments.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
PayPal
Wallets
PayPal is a global leader in online payments, offering businesses a secure and convenient way to accept payments from millions of customers worldwide.
Trustly
Online Bank Transfers
Trustly is a leading global online payment method, allowing customers to make secure and instant payments directly from their bank accounts, enhancing your online checkout experience.
Invoice Payment
Invoice
A document outlining the details of a purchase, including the goods or services provided, the amount due, and payment terms.
Prepayment
Prepayment
A payment method requiring buyers to pay for goods or services upfront before receiving them.
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
