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Equatorial Guinea’s payment landscape is dominated by cash, but the country is experiencing a gradual shift towards digital payments, particularly the use of mobile money platforms. Equatorial Guinea’s payment system is predominantly cash-based, with limited access to modern payment technologies, reflecting underdeveloped financial infrastructure and lower levels of digital literacy. Credit and debit card usage is limited, primarily concentrated in urban areas and larger businesses catering to tourists. Online banking and mobile money are in their early stages of development.

Population

Estimated Population

1.5 million

Currency

Currency

Central African CFA franc (XAF)

All supported payment methods for Equatorial Guinea:

Google Pay, Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, PayPal, Maestro

Popular payment methods

UnionPay International

Credit/Debit Cards

UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.

Discover

Credit/Debit Cards

Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.

Diners Club

Credit/Debit Cards

Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.

Apple Pay

Wallets

Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.

PayPal

Wallets

PayPal is a global leader in online payments, offering businesses a secure and convenient way to accept payments from millions of customers worldwide.

Maestro

Credit/Debit Cards

Maestro is a debit card network primarily used for ATM withdrawals and point-of-sale purchases. It is often associated with Mastercard but operates as a separate network.

Google Pay

Wallets

Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.

Visa

Credit/Debit Cards

Accept Visa payments and reach a global network of millions of customers.

Mastercard

Credit/Debit Cards

Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions

American Express

Credit/Debit Cards

Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.

JCB

Credit/Debit Cards

JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.

UnionPay International

Credit/Debit Cards

UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.

Discover

Credit/Debit Cards

Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.

Diners Club

Credit/Debit Cards

Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.

Apple Pay

Wallets

Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.

PayPal

Wallets

PayPal is a global leader in online payments, offering businesses a secure and convenient way to accept payments from millions of customers worldwide.

Maestro

Credit/Debit Cards

Maestro is a debit card network primarily used for ATM withdrawals and point-of-sale purchases. It is often associated with Mastercard but operates as a separate network.

Google Pay

Wallets

Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.

Visa

Credit/Debit Cards

Accept Visa payments and reach a global network of millions of customers.

Mastercard

Credit/Debit Cards

Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions

American Express

Credit/Debit Cards

Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.

JCB

Credit/Debit Cards

JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.

UnionPay International

Credit/Debit Cards

UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.

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