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Gambia’s payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption, particularly the use of mobile money platforms. The Gambia’s payment system is largely cash-based, reflecting limited access to formal financial services and underdeveloped digital infrastructure. Credit and debit card usage is limited. Mobile money services are emerging, but their adoption is hindered by challenges in infrastructure and digital literacy.

Population

Estimated Population

2.5 million

Currency

Currency

Gambian dalasi (GMD)



Popular payment methods