Hong Kong boasts a highly developed and sophisticated payment ecosystem, characterized by a remarkably high level of digitalization and a diverse range of payment options. While cash is still used, especially in smaller businesses and by older generations, digital payment methods dominate. Credit and debit cards (Visa, Mastercard, UnionPay, etc.) are widely accepted, with contactless payments becoming increasingly prevalent. Mobile payment solutions (Alipay, WeChat Pay, Apple Pay, Google Pay) are extensively utilized, reflecting the high level of digital literacy and readily available technological infrastructure. Online banking is commonplace, and electronic transfers are frequently used for both personal and business transactions. The Hong Kong Monetary Authority actively promotes innovation and security within the digital payment ecosystem. The city’s status as a major international financial hub and its close ties to mainland China significantly shape its payment landscape.
Estimated Population
7.5 million
Currency
Hong Kong dollar (HKD)
All supported payment methods for Hong Kong:
Google Pay, Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, PayPal, MaestroPopular payment methods
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
