Japan’s payment landscape is characterized by a high level of cash usage, especially for smaller transactions and in-store purchases. However, digital payment methods are steadily gaining traction, with contactless payments and mobile wallets increasing in popularity. While credit cards are increasingly accepted, particularly in larger establishments and tourist areas, cash remains the dominant payment method for the majority of transactions. This is due to deeply ingrained cultural habits and the long-standing preference for cash. Online banking is widespread, and electronic transfers are utilized, especially for business transactions. Mobile payment solutions are emerging, but their adoption is relatively slow compared to neighboring countries like South Korea or China. This relatively slow adoption is largely attributed to persistent consumer preference for cash, combined with a conservative approach to technological adoption in some sectors.
Estimated Population
125.8 million
Currency
Japanese yen (JPY)
All supported payment methods for Japan:
Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
