Kiribati, an archipelago nation in the central Pacific Ocean, is gradually transitioning towards digital payments. The country has witnessed a growing use of mobile banking and online transactions, driven by the increasing use of smartphones and internet access. The government is actively promoting financial inclusion and encouraging the adoption of digital financial services. Kiribati’s payment system is heavily reliant on cash transactions due to limited banking infrastructure and low levels of digital literacy. Credit and debit card usage is limited, primarily concentrated in urban areas and larger businesses catering to tourists. Online banking and mobile money are still in their early stages of development, facing substantial challenges in terms of infrastructure and access.
Estimated Population
119,000
Currency
Kiribati dollar (AUD)
All supported payment methods for Kiribati:
Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
