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Kyrgyzstan’s payment landscape is a blend of traditional and modern methods, with a significant reliance on cash, particularly in rural areas and informal markets. Credit and debit cards (Visa, Mastercard) are gaining acceptance, mainly in urban centers and larger businesses. Mobile money services are emerging as a key driver of financial inclusion, particularly for the unbanked population, but their penetration varies across regions. Online banking and electronic transfers are increasingly used, especially for business-to-business transactions. The development of digital payment infrastructure and digital literacy is ongoing.

Population

Estimated Population

6.7 million

Currency

Currency

Kyrgyzstani som (KGS)



Popular payment methods