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Lesotho’s payment landscape is a mix of traditional and digital methods. Debit cards are widely used, and credit card usage is increasing, but cash remains important for smaller transactions. Lesotho’s payment system is largely cash-based, with limited access to formal banking services and underdeveloped digital infrastructure, particularly in rural areas. Credit and debit card usage is growing, but its adoption remains limited compared to cash transactions. Mobile money services are emerging as a potential driver of financial inclusion.

Population

Estimated Population

2.1 million

Currency

Currency

Lesotho loti (LSL)



Popular payment methods