The Marshall Islands, an archipelago nation in the central Pacific Ocean, are seeing a gradual adoption of digital payments and mobile banking. The government is actively promoting the use of modern financial technology to improve financial inclusion and encourage economic growth. The Marshall Islands’ payment system shows a gradual shift toward digitalization, although cash remains the dominant method of transaction, especially in smaller businesses and rural areas. Credit and debit card usage is growing, particularly in larger businesses and tourist-oriented establishments. Online banking and electronic transfers are developing, and mobile money services are emerging, but their adoption faces challenges related to infrastructure and digital literacy.
Estimated Population
60,000
Currency
Marshallese dollar (USD)
All supported payment methods for Marshall Islands:
Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
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American Express
Credit/Debit Cards
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JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
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Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.