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Mauritania’s payment landscape is dominated by cash, particularly for smaller transactions and in-store purchases. However, the country is experiencing a gradual shift towards digital payments, particularly the use of mobile money platforms. This trend is fueled by a desire for greater convenience and accessibility, especially in rural areas where access to traditional banking services is limited. Mauritania’s payment system is largely cash-based, with limited access to formal banking services and underdeveloped digital infrastructure. Credit and debit card usage is limited, mainly concentrated in urban centers and larger businesses. Mobile money services are emerging as a potential driver of financial inclusion, but their expansion faces significant challenges related to infrastructure development and digital literacy levels.

Population

Estimated Population

4.6 million

Currency

Currency

Mauritanian ouguiya (MRU)



Popular payment methods