Mozambique’s payment landscape is in a state of transition, with a gradual shift towards greater digital adoption. While cash remains the dominant payment method, especially for smaller transactions and in-store purchases, the country is seeing a growing adoption of mobile money platforms. This shift is fueled by a desire for greater convenience and accessibility, particularly in rural areas. Mozambique’s payment system is predominantly cash-based, reflecting limited access to formal financial services and underdeveloped digital infrastructure. Credit and debit card usage is growing, especially in urban centers and larger businesses, but its adoption remains limited compared to cash. Mobile money services are emerging as a key driver of financial inclusion, but their expansion faces significant challenges related to infrastructure, internet connectivity, and digital literacy.
Estimated Population
31 million
Currency
Mozambican metical (MZN)
All supported payment methods for Mozambique:
Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
