Namibia’s payment landscape reflects a growing focus on convenience and security in a modern and digitally developing economy. Debit cards are widely used, both for online and in-store transactions. Credit card usage is increasing. While cash remains prevalent for smaller purchases and in-store transactions, its usage is declining as digital payments become more mainstream. Namibia’s payment system is transitioning, with a gradual but notable shift toward digitalization. Cash remains prevalent, especially in smaller businesses and rural areas. Credit and debit card usage is growing, particularly in urban centers and larger businesses. Online banking and electronic transfers are increasingly used. Mobile money is expanding, reflecting efforts to enhance financial inclusion.
Estimated Population
2.5 million
Currency
Namibian dollar (NAD)
All supported payment methods for Namibia:
Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
