Nepal, a landlocked country in South Asia known for its stunning Himalayan peaks, has a financial system that is transitioning towards digitalization. While cash remains dominant, the adoption of digital payments, mobile banking, and online transactions is increasing. However, Nepal’s financial system faces challenges in terms of infrastructure development and financial literacy. Nepal’s payment system relies significantly on cash, especially in rural areas and informal markets. Credit and debit card usage is growing, mainly in urban areas and larger businesses. Mobile money services (eSewa, IME Pay) have been expanding rapidly, driving improved financial inclusion. Online banking and electronic transfers are developing but face challenges in reaching wider segments of the population, mainly due to infrastructure limitations and varying levels of digital literacy.
Estimated Population
30.3 million
Currency
Nepalese rupee (NPR)
All supported payment methods for Nepal:
Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
