New Zealand’s payment landscape is similar to Australia, with a strong preference for debit cards and a growing embrace of digital payment options like contactless payments and mobile wallets. Cash usage is declining, especially among younger generations. Similar to Australia, New Zealand possesses a highly developed and largely cashless payment environment. Credit and debit cards are dominant, with contactless payments being extremely common. Online banking is exceptionally prevalent, and electronic fund transfers are the standard for various transactions. Mobile payment solutions are extensively used, reflecting the country’s high levels of digital literacy and well-developed digital infrastructure. Cash transactions are becoming increasingly rare, with a clear trend toward a cashless society. The government actively promotes digitalization initiatives, contributing to a secure and efficient payment system.
Estimated Population
5.1 million
Currency
New Zealand dollar (NZD)
All supported payment methods for New Zealand:
Mastercard, Visa, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, PayPal, Google Pay, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
PayPal
Wallets
PayPal is a global leader in online payments, offering businesses a secure and convenient way to accept payments from millions of customers worldwide.
