Palau, an island nation in the western Pacific Ocean, is embracing digitalization, with a growing adoption of contactless payments and mobile banking. The government is actively promoting the use of modern financial technology to encourage economic growth and improve financial inclusion. Palau’s payment system is relatively more developed compared to many other Pacific Island nations, with credit and debit cards (Visa and Mastercard) being widely accepted, particularly in tourist-oriented businesses. Online banking and electronic transfers are common methods, especially for transactions involving larger sums. Cash is still used, but its prevalence is lower than in many neighboring island nations. Mobile payment solutions may be present but data on their usage is limited.
Estimated Population
21,000
Currency
Palauan dollar (PZD)
All supported payment methods for Palau:
Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
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American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
