Poland’s payment landscape is characterized by a strong presence of cash, especially for smaller transactions and in-store purchases. However, digital payment methods are gaining traction, driven by the increasing adoption of mobile wallets like BLIK and online payment solutions like Przelewy24. Poland shows a mixed payment landscape with a gradual shift towards digital payments but persistent reliance on cash. Credit and debit cards (Visa, Mastercard) are increasingly accepted, especially in urban areas. Contactless payments are growing, but cash remains highly prevalent, especially in smaller businesses and rural areas. Online banking is widespread, and bank transfers are frequently used. Mobile payment solutions are expanding but face challenges in widespread adoption.
Estimated Population
38 million
Currency
Polish złoty (PLN)
All supported payment methods for Poland:
SEPA Direct Debit, SEPA Credit, Apple Pay, PayPal, Przelewy24, Blik, Invoice Payment, Prepayment, Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Google Pay, Online Instant Transfer, MaestroPopular payment methods
SEPA Direct Debit
Direct Debit
SEPA Direct Debit is a secure and convenient payment method for businesses operating within the European Union, allowing for automated payments from customers’ bank accounts.
SEPA Credit
SEPA Credit
SEPA Credit Transfer is a secure and efficient way for businesses to make payments within the European Union, streamlining cross-border transactions and simplifying international payments.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
PayPal
Wallets
PayPal is a global leader in online payments, offering businesses a secure and convenient way to accept payments from millions of customers worldwide.
Przelewy24
Online Bank Transfers
Przelewy24 is a leading online payment method in Poland, allowing customers to make secure and instant payments directly from their bank accounts, enhancing your online checkout experience.
Blik
Online Bank Transfers
BLIK is a leading mobile payment solution in Poland, offering businesses a fast, secure, and convenient way to accept payments from millions of customers.
Invoice Payment
Invoice
A document outlining the details of a purchase, including the goods or services provided, the amount due, and payment terms.
Prepayment
Prepayment
A payment method requiring buyers to pay for goods or services upfront before receiving them.
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
