Samoa, an island nation in the South Pacific Ocean, has a developing financial system. The country has witnessed a growing use of digital payments and mobile banking, driven by the increasing use of smartphones and internet access. The government is actively promoting financial inclusion and encouraging the adoption of digital financial services. Samoa’s payment system is predominantly cash-based, but credit and debit card usage is slowly increasing, largely driven by the tourism sector. While online banking and electronic transfers are developing, their adoption is relatively low compared to more developed nations. Mobile money services are emerging as a potential driver of financial inclusion, but their expansion requires addressing challenges in infrastructure and digital literacy.
Estimated Population
200,000
Currency
Samoan tālā (WST)
All supported payment methods for Samoa:
Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
