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Tunisia’s payment landscape reflects a gradual transition towards greater digital adoption. Cash still dominates for smaller transactions and in-store purchases. However, debit cards are widely used for both online and in-store transactions. Credit card usage is increasing, and contactless payments are becoming more common. Mobile wallets like eDinar and HCE wallets are gaining traction, especially among younger generations. The shift towards digital payments is driven by a desire for convenience and security, as well as the growing popularity of e-commerce. Tunisia’s payment system demonstrates a blend of traditional and modern methods. Cash remains relatively common, but credit and debit card usage is growing, particularly in urban areas and larger businesses. Online banking and electronic transfers are widely used, especially for business-related transactions. Mobile payment solutions are expanding, reflecting government efforts to promote digitalization and enhance the efficiency of the payment system.

Population

Estimated Population

12 million

Currency

Currency

Tunisian dinar (TND)



Popular payment methods