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Turkmenistan’s payment landscape is characterized by a strong reliance on cash, reflecting a relatively underdeveloped digital infrastructure and a limited penetration of modern payment technologies. While credit and debit cards are used to some extent, cash transactions remain dominant across most sectors of the economy. Online banking and electronic transfers are limited in scope, and mobile money services are nascent. The government plays a significant role in regulating the financial system.

Population

Estimated Population

6.1 million

Currency

Currency

Turkmenistani manat (TMT)

All supported payment methods for Turkmenistan:

Visa, Mastercard, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, Maestro

Popular payment methods

Discover

Credit/Debit Cards

Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.

Diners Club

Credit/Debit Cards

Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.

Apple Pay

Wallets

Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.

Google Pay

Wallets

Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.

PayPal

Wallets

PayPal is a global leader in online payments, offering businesses a secure and convenient way to accept payments from millions of customers worldwide.

Maestro

Credit/Debit Cards

Maestro is a debit card network primarily used for ATM withdrawals and point-of-sale purchases. It is often associated with Mastercard but operates as a separate network.

Visa

Credit/Debit Cards

Accept Visa payments and reach a global network of millions of customers.

Mastercard

Credit/Debit Cards

Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions

American Express

Credit/Debit Cards

Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.

JCB

Credit/Debit Cards

JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.

UnionPay International

Credit/Debit Cards

UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.

Discover

Credit/Debit Cards

Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.

Diners Club

Credit/Debit Cards

Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.

Apple Pay

Wallets

Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.

Google Pay

Wallets

Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.

PayPal

Wallets

PayPal is a global leader in online payments, offering businesses a secure and convenient way to accept payments from millions of customers worldwide.

Maestro

Credit/Debit Cards

Maestro is a debit card network primarily used for ATM withdrawals and point-of-sale purchases. It is often associated with Mastercard but operates as a separate network.

Visa

Credit/Debit Cards

Accept Visa payments and reach a global network of millions of customers.

Mastercard

Credit/Debit Cards

Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions

American Express

Credit/Debit Cards

Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.

JCB

Credit/Debit Cards

JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.

UnionPay International

Credit/Debit Cards

UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.

Discover

Credit/Debit Cards

Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.

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