Uganda’s payment landscape is characterized by a high level of mobile money adoption, reflecting the country’s focus on digital financial inclusion. Mobile money platforms, particularly MTN Mobile Money and Airtel Money, are the most prevalent payment methods, used for a wide range of transactions. Cash remains important for smaller transactions and in-store purchases, but its use is declining as mobile money becomes more widespread. The country is also embracing contactless payments and the use of mobile wallets. Uganda’s payment system is characterized by a significant role for mobile money, reflecting relatively low banking penetration and expanding access to digital financial services. While cash remains prevalent, especially in smaller businesses and rural areas, mobile money platforms have become a dominant force. Credit and debit card usage is also increasing, but its adoption is not universal. Online banking and electronic transfers are developing.
Estimated Population
46 million
Currency
Ugandan shilling (UGX)
All supported payment methods for Uganda:
Mastercard, Visa, American Express, JCB, UnionPay International, Discover, Diners Club, Apple Pay, Google Pay, PayPal, MaestroPopular payment methods
Mastercard
Credit/Debit Cards
Unlock a world of payment possibilities with Mastercard, a trusted global leader in secure and convenient transactions
American Express
Credit/Debit Cards
Elevate your business with American Express, a premium payment network that attracts discerning customers and drives higher-value transactions.
JCB
Credit/Debit Cards
JCB is a leading international payment network, offering a unique opportunity for businesses to reach a growing customer base, especially in Asia-Pacific.
UnionPay International
Credit/Debit Cards
UnionPay is the world’s largest payment network, offering businesses the opportunity to tap into the vast Chinese market and beyond.
Discover
Credit/Debit Cards
Discover is a leading payment network that offers a unique combination of security, rewards, and customer service, making it an attractive option for businesses.
Diners Club
Credit/Debit Cards
Diners Club is a global payment network renowned for its premium services and exclusive benefits, offering businesses access to a discerning clientele.
Apple Pay
Wallets
Apple Pay offers businesses a convenient and secure way to accept payments from iPhone, Apple Watch, and Mac users, enhancing the customer experience and boosting sales.
Google Pay
Wallets
Google Pay empowers businesses to offer a fast, secure, and convenient mobile payment experience, attracting a wide range of customers.
