Algeria
Algeria's payment landscape is a blend of traditional cash transactions and increasing digitalization, with credit/debit card usage, mobile money, and online banking gradually expanding, particularly in urban areas.
Angola
Angola's payment landscape is a mix of traditional and digital methods. Debit cards are widely used, and credit card usage is increasing, but cash remains important for smaller transactions.
Benin
Benin's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption, particularly the use of mobile money platforms.
Botswana
Botswana's payment landscape is characterized by a high level of digital adoption, with a strong preference for debit cards, contactless payments, and mobile wallets. Cash usage is declining rapidly, particularly among younger generations.
Burkina Faso
Burkina Faso's payment landscape is dominated by cash, especially for smaller transactions and in-store purchases. However, mobile money platforms are becoming more popular, especially in rural areas.
Burundi
Burundi's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption, particularly the use of mobile money platforms.
Cameroon
Cameroon's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption, particularly the use of mobile money platforms.
Cape Verde
Cape Verde's payment landscape is a mix of traditional and digital methods. Debit cards are widely used, and credit card usage is increasing, but cash remains important for smaller transactions.
Central African Republic
Central African Republic's payment landscape is still in its early stages of development, with cash remaining the dominant payment method.
Chad
Chad's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption, particularly the use of mobile money platforms.
Comoros
Comoros' payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption, particularly the use of mobile money platforms.
Djibouti
Djibouti's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards digital payments, particularly the use of mobile money platforms.
Egypt
Egypt's payment landscape is a mix of traditional and digital methods. Debit cards are widely used, and credit card usage is increasing. Cash remains important for smaller transactions, but its use is declining.
Equatorial Guinea
Equatorial Guinea's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards digital payments, particularly the use of mobile money platforms.
Eritrea
Eritrea's payment landscape is still in its early stages of development, with cash remaining the dominant payment method.
Eswatini
Eswatini's payment landscape is a mix of traditional and digital methods. Debit cards are widely used, and credit card usage is increasing, but cash remains important for smaller transactions.
Ethiopia
Ethiopia's payment landscape is characterized by a high level of mobile money adoption, with a strong presence of platforms like M-Pesa and Airtel Money. Cash is still widely used for smaller transactions and in-store purchases.
Gabon
Gabon's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption, particularly the use of mobile money platforms.
Gambia
Gambia's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption, particularly the use of mobile money platforms.
Ghana
Ghana's payment landscape is characterized by a high level of mobile money adoption, with a strong presence of platforms like MTN Mobile Money and Airtel Money. Cash is still widely used for smaller transactions and in-store purchases.
Guinea
Guinea's payment landscape is still in its early stages of development, with cash remaining the dominant payment method. However, the country is seeing a growing adoption of mobile money platforms and a gradual shift towards greater digitalization.
Guinea-Bissau
Guinea-Bissau's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption, particularly the use of mobile money platforms.
Kenya
Kenya's payment landscape is characterized by a high level of mobile money adoption, with a strong presence of platforms like M-Pesa and Airtel Money. Cash remains important for smaller transactions and in-store purchases, but its use is declining as mobile money becomes more widespread.
Lesotho
Lesotho's payment landscape is a mix of traditional and digital methods, with a strong presence of debit cards. Cash is still widely used, but its usage is declining.
Liberia
Liberia's payment landscape is still in its early stages of development, with cash remaining the dominant payment method. However, the country is seeing a growing adoption of mobile money platforms and a gradual shift towards greater digitalization.
Libya
Libya's payment landscape is dominated by cash, but the country is experiencing a gradual shift towards greater digital adoption.
Madagascar
Madagascar's payment landscape is a mix of traditional and digital methods, with a strong presence of cash, especially for smaller transactions. However, digital payment methods are gaining ground, driven by the increasing popularity of contactless payments and mobile wallets.
Malawi
Malawi's payment landscape is characterized by a strong presence of mobile money platforms, particularly Airtel Money and TNM Mpamba. Cash is still widely used, but its usage is declining.
Mali
Mali's payment landscape is dominated by cash, especially for smaller transactions and in-store purchases. However, mobile money platforms are becoming more popular, especially in rural areas.
Mauritania
Mauritania's payment landscape is dominated by cash, particularly for smaller transactions and in-store purchases. However, the country is experiencing a gradual shift towards digital payments, particularly the use of mobile money platforms.
Mauritius
Mauritius' payment landscape is characterized by a high level of digital adoption, with a strong preference for debit cards, contactless payments, and mobile wallets. Cash usage is declining rapidly, particularly among younger generations.
Morocco
Morocco's payment landscape is characterized by a strong presence of debit cards, contactless payments, and mobile wallets. Cash is still widely used for smaller transactions, but its usage is declining.
Mozambique
Mozambique's payment landscape is still in its early stages of development, with cash remaining the dominant payment method. However, the country is seeing a growing adoption of mobile money platforms and a gradual shift towards greater digitalization.
Namibia
Namibia's payment landscape is a mix of traditional and digital methods. Debit cards are widely used, and credit card usage is increasing, but cash remains important for smaller transactions.
Niger
Niger's payment landscape is dominated by cash, especially for smaller transactions and in-store purchases. However, mobile money platforms are gaining traction, driven by the need for greater convenience and accessibility.
Nigeria
Nigeria's payment landscape is characterized by a high level of mobile money adoption, with platforms like MTN Mobile Money and Airtel Money playing a significant role. Cash remains prevalent, but the country is experiencing a gradual shift towards digital payments.
Rwanda
Rwanda's payment landscape is characterized by a high level of mobile money adoption, with a strong presence of platforms like MTN Mobile Money and Airtel Money. Cash is still widely used for smaller transactions and in-store purchases.
Saint Helena
Due to its remote location, Saint Helena's payment landscape is still primarily cash-based. Limited access to credit and debit cards makes cash the dominant payment method. The government is working to introduce more digital payment solutions to increase convenience and accessibility, but this is an ongoing process.
Senegal
Senegal's payment landscape reflects a blend of traditional methods and a growing presence of mobile money solutions. Cash remains the most prevalent payment method, especially for smaller transactions and in-store purchases. Mobile money platforms like Orange Money and Wave Money are becoming more popular, especially in rural areas where access to traditional banking services is limited. This shift is fueled by a desire for greater convenience and accessibility.
Seychelles
Seychelles' payment landscape reflects a growing focus on convenience and security in a modern and digitally developing economy. Debit cards are widely used, both for online and in-store transactions. Cash remains prevalent, especially for smaller purchases and in-store transactions. Credit card usage is less common. Contactless payments are becoming increasingly common, with more merchants adopting NFC technology. Mobile wallets like Apple Pay and Google Pay are gaining traction, particularly among younger generations.
Somalia
Somalia's payment landscape is dominated by cash, especially for smaller transactions and in-store purchases. The country is experiencing a gradual shift towards digital payments, particularly the use of mobile money platforms.
South Africa
South Africa's payment landscape is characterized by a high level of digital adoption, with a strong preference for debit cards, contactless payments, and mobile wallets. Cash usage is declining rapidly, particularly among younger generations.
South Sudan
South Sudan's payment landscape is still in its early stages of development, with cash remaining the dominant payment method. However, the country is seeing a growing adoption of mobile money platforms and a gradual shift towards greater digitalization.
Sudan
Sudan's payment landscape is dominated by cash, particularly for smaller transactions and in-store purchases. However, digital payment methods, particularly mobile money platforms, are gaining traction, driven by the need for greater convenience and accessibility.
Tanzania
Tanzania's payment landscape is characterized by a high level of mobile money adoption, with a strong presence of platforms like M-Pesa and Tigo Pesa. Cash is still widely used for smaller transactions and in-store purchases.
Togo
Togo's payment landscape is dominated by cash, especially for smaller transactions and in-store purchases. However, mobile money platforms like TMoney and Mobile Money are gaining traction, especially in rural areas.
Tunisia
Tunisia's payment landscape is a mix of traditional and digital methods, with a strong presence of cash, especially for smaller transactions. However, digital payment methods are gaining ground, driven by the increasing popularity of contactless payments and mobile wallets.
Uganda
Uganda's payment landscape is dominated by mobile money, with a high level of adoption of platforms like MTN Mobile Money and Airtel Money. Cash is still widely used, but its usage is declining.
Zambia
Zambia's payment landscape is a mix of traditional methods and growing digital adoption. While cash is still widely used, mobile money platforms and debit cards are gaining popularity, particularly among younger generations.
Zimbabwe
Zimbabwe's payment landscape is characterized by a long history of economic instability, leading to a strong reliance on cash and a limited adoption of digital payment methods.
